Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$161,445	$161,445	$184,410
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$33,210	$0
Funding fee	$0	$0	$0
Note rate	3.760%	3.760%	7.400%
Blended rate	4.610%	5.849%	7.640%
1st payment	$819.51	$819.51	$1,276.82
2nd payment	$0.00	$328.65	$0.00
Taxes / mo	$183.17	$183.17	$183.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$125.19	$125.19	$36.88
HOA / mo	$268.00	$268.00	$268.00
Total monthly	$1,545.87	$1,874.51	$1,914.87
Cash to close	$43,455	$10,245	$20,490