Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$234,684	$218,610
Remaining term (yrs)	28.7	30.0
Secondary amount	$0	$0
Funding fee	$1,173	$0
Note rate	6.760%	7.400%
Blended rate	6.760%	7.640%
1st payment	$1,542.97	$1,513.61
2nd payment	$0.00	$0.00
Taxes / mo	$67.33	$67.33
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$43.72
HOA / mo	$285.00	$285.00
Total monthly	$2,045.31	$2,059.67
Cash to close	$8,216	$24,290