Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$395,604	$395,604	$449,910
Remaining term (yrs)	27.7	27.7	30.0
Secondary amount	$0	$54,306	$0
Funding fee	$1,978	$1,978	$0
Note rate	6.940%	6.940%	7.400%
Blended rate	6.940%	7.189%	7.640%
1st payment	$2,678.18	$2,678.18	$3,115.09
2nd payment	$0.00	$407.29	$0.00
Taxes / mo	$239.83	$239.83	$239.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$89.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,084.68	$3,491.97	$3,611.57
Cash to close	$104,296	$49,990	$49,990