Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$227,368$227,368$337,410
Remaining term (yrs)24.524.530.0
Secondary amount$0$110,042$0
Funding fee$1,137$1,137$0
Note rate2.770%2.770%7.400%
Blended rate2.770%4.476%7.640%
1st payment$1,063.57$1,063.57$2,336.16
2nd payment$0.00$733.61$0.00
Taxes / mo$367.08$367.08$367.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$67.48
HOA / mo$0.00$0.00$0.00
Total monthly$1,580.65$2,314.27$2,920.72
Cash to close$147,532$37,490$37,490