Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$199,470$199,470$229,410
Remaining term (yrs)24.024.030.0
Secondary amount$0$29,940$0
Funding fee$0$0$0
Note rate3.010%3.010%7.400%
Blended rate3.860%4.531%7.640%
1st payment$971.17$971.17$1,588.39
2nd payment$0.00$224.55$0.00
Taxes / mo$241.00$241.00$241.00
Insurance / mo$150.00$150.00$150.00
MI / mo$162.96$162.96$45.88
HOA / mo$0.00$0.00$0.00
Total monthly$1,525.12$1,749.68$2,025.27
Cash to close$55,430$25,490$25,490