Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$143,808	$143,808	$297,000
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$153,192	$0
Funding fee	$0	$0	$0
Note rate	2.770%	2.770%	7.400%
Blended rate	3.620%	5.879%	7.640%
1st payment	$675.90	$675.90	$2,056.37
2nd payment	$0.00	$1,021.28	$0.00
Taxes / mo	$108.75	$108.75	$108.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$116.97	$116.97	$59.40
HOA / mo	$105.00	$105.00	$105.00
Total monthly	$1,156.63	$2,177.91	$2,479.52
Cash to close	$186,192	$33,000	$33,000