Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$16,252$16,252$315,000
Remaining term (yrs)25.025.030.0
Secondary amount$0$298,748$0
Funding fee$81$81$0
Note rate2.840%2.840%7.400%
Blended rate2.840%7.497%7.640%
1st payment$75.38$75.38$2,181.00
2nd payment$0.00$1,929.42$0.00
Taxes / mo$2.08$2.08$2.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$63.00
HOA / mo$0.00$0.00$0.00
Total monthly$227.46$2,156.88$2,396.08
Cash to close$333,748$35,000$35,000