Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$71,165$71,165$269,100
Remaining term (yrs)18.218.230.0
Secondary amount$0$197,935$0
Funding fee$0$0$0
Note rate6.720%6.720%7.400%
Blended rate7.270%7.807%7.640%
1st payment$563.45$563.45$1,863.19
2nd payment$0.00$1,319.57$0.00
Taxes / mo$109.08$109.08$109.08
Insurance / mo$150.00$150.00$150.00
MI / mo$34.04$34.04$53.82
HOA / mo$0.00$0.00$0.00
Total monthly$856.58$2,176.15$2,176.10
Cash to close$227,835$29,900$29,900