Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$3,060$3,060$98,910
Remaining term (yrs)28.328.330.0
Secondary amount$0$95,850$0
Funding fee$0$0$0
Note rate6.500%6.500%7.400%
Blended rate7.050%8.940%7.640%
1st payment$19.70$19.70$684.83
2nd payment$0.00$718.88$0.00
Taxes / mo$259.92$259.92$259.92
Insurance / mo$150.00$150.00$150.00
MI / mo$1.43$1.43$19.78
HOA / mo$0.00$0.00$0.00
Total monthly$431.04$1,149.92$1,114.53
Cash to close$106,840$10,990$10,990