Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$470,068$470,068$553,500
Remaining term (yrs)28.228.230.0
Secondary amount$0$83,432$0
Funding fee$2,350$2,350$0
Note rate6.500%6.500%7.400%
Blended rate6.500%6.877%7.640%
1st payment$3,028.83$3,028.83$3,832.32
2nd payment$0.00$625.74$0.00
Taxes / mo$513.42$513.42$513.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$110.70
HOA / mo$8.33$8.33$8.33
Total monthly$3,717.24$4,342.98$4,631.44
Cash to close$144,932$61,500$61,500