Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$128,539	$128,539	$161,640
Remaining term (yrs)	26.1	26.1	30.0
Secondary amount	$0	$33,101	$0
Funding fee	$0	$0	$0
Note rate	6.900%	6.900%	7.400%
Blended rate	7.750%	8.006%	7.640%
1st payment	$884.41	$884.41	$1,119.16
2nd payment	$0.00	$248.26	$0.00
Taxes / mo	$160.92	$160.92	$160.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$95.12	$95.12	$32.33
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,290.44	$1,538.70	$1,462.41
Cash to close	$51,061	$17,960	$17,960