Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$163,253	$163,253	$377,910
Remaining term (yrs)	19.6	19.6	30.0
Secondary amount	$0	$214,657	$0
Funding fee	$0	$0	$0
Note rate	3.710%	3.710%	7.400%
Blended rate	4.560%	6.372%	7.640%
1st payment	$972.76	$972.76	$2,616.57
2nd payment	$0.00	$1,386.32	$0.00
Taxes / mo	$513.33	$513.33	$513.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$149.52	$149.52	$75.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,785.61	$3,171.93	$3,355.49
Cash to close	$256,647	$41,990	$41,990