Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$81,614	$81,614	$265,500
Remaining term (yrs)	15.7	15.7	30.0
Secondary amount	$0	$183,886	$0
Funding fee	$0	$0	$0
Note rate	3.500%	3.500%	7.400%
Blended rate	4.350%	6.878%	7.640%
1st payment	$560.12	$560.12	$1,838.27
2nd payment	$0.00	$1,225.91	$0.00
Taxes / mo	$385.17	$385.17	$385.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$88.35	$88.35	$53.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,183.64	$2,409.54	$2,426.54
Cash to close	$213,386	$29,500	$29,500