Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$71,599$71,599$295,999
Remaining term (yrs)12.512.530.0
Secondary amount$0$224,400$0
Funding fee$0$0$0
Note rate5.500%5.500%7.400%
Blended rate6.350%7.411%7.640%
1st payment$655.06$655.06$2,049.44
2nd payment$0.00$1,449.25$0.00
Taxes / mo$159.92$159.92$159.92
Insurance / mo$150.00$150.00$150.00
MI / mo$81.72$81.72$59.20
HOA / mo$50.00$50.00$50.00
Total monthly$1,096.70$2,545.95$2,468.56
Cash to close$257,289$32,889$32,889