Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$179,420	$179,420	$208,710
Remaining term (yrs)	28.7	28.7	30.0
Secondary amount	$0	$29,290	$0
Funding fee	$0	$0	$0
Note rate	6.850%	6.850%	7.400%
Blended rate	7.400%	7.625%	7.640%
1st payment	$1,190.27	$1,190.27	$1,445.07
2nd payment	$0.00	$219.67	$0.00
Taxes / mo	$218.08	$218.08	$218.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$83.26	$83.26	$41.74
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,641.61	$1,861.28	$1,854.89
Cash to close	$52,480	$23,190	$23,190