Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$404,631	$404,631	$788,400
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$383,769	$0
Funding fee	$2,023	$2,023	$0
Note rate	2.670%	2.670%	7.400%
Blended rate	2.670%	5.143%	7.640%
1st payment	$1,876.66	$1,876.66	$5,458.72
2nd payment	$0.00	$2,478.51	$0.00
Taxes / mo	$581.67	$581.67	$581.67
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$157.68
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,674.99	$5,153.50	$6,414.74
Cash to close	$471,369	$87,600	$87,600