Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$240,773	$240,773	$530,100
Remaining term (yrs)	18.4	18.4	30.0
Secondary amount	$0	$289,327	$0
Funding fee	$1,204	$1,204	$0
Note rate	2.650%	2.650%	7.400%
Blended rate	2.650%	5.434%	7.640%
1st payment	$1,373.22	$1,373.22	$3,670.31
2nd payment	$0.00	$1,868.57	$0.00
Taxes / mo	$442.75	$442.75	$442.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$106.02
HOA / mo	$38.33	$38.33	$38.33
Total monthly	$2,020.97	$3,889.54	$4,424.07
Cash to close	$348,227	$58,900	$58,900