Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$30,701$30,701$247,500
Remaining term (yrs)25.125.130.0
Secondary amount$0$216,799$0
Funding fee$0$0$0
Note rate3.090%3.090%7.400%
Blended rate3.940%7.277%7.640%
1st payment$146.06$146.06$1,713.64
2nd payment$0.00$1,400.16$0.00
Taxes / mo$400.83$400.83$400.83
Insurance / mo$150.00$150.00$150.00
MI / mo$24.26$24.26$49.50
HOA / mo$0.00$0.00$0.00
Total monthly$721.16$2,121.32$2,313.97
Cash to close$244,299$27,500$27,500