Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$215,345	$215,345	$359,910
Remaining term (yrs)	21.5	21.5	30.0
Secondary amount	$0	$144,565	$0
Funding fee	$0	$0	$0
Note rate	3.950%	3.950%	7.400%
Blended rate	4.800%	6.085%	7.640%
1st payment	$1,233.90	$1,233.90	$2,491.94
2nd payment	$0.00	$963.77	$0.00
Taxes / mo	$723.67	$723.67	$723.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$184.18	$184.18	$71.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,291.75	$3,255.52	$3,437.59
Cash to close	$184,555	$39,990	$39,990