Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$33,813$33,813$378,000
Remaining term (yrs)22.422.430.0
Secondary amount$0$344,187$0
Funding fee$0$0$0
Note rate6.160%6.160%7.400%
Blended rate6.710%7.657%7.640%
1st payment$231.73$231.73$2,617.20
2nd payment$0.00$2,222.87$0.00
Taxes / mo$416.00$416.00$416.00
Insurance / mo$150.00$150.00$150.00
MI / mo$15.65$15.65$75.60
HOA / mo$0.00$0.00$0.00
Total monthly$813.38$3,036.26$3,258.80
Cash to close$386,187$42,000$42,000