Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$203,180$203,180$332,100
Remaining term (yrs)25.025.030.0
Secondary amount$0$128,920$0
Funding fee$0$0$0
Note rate2.900%2.900%7.400%
Blended rate3.750%5.400%7.640%
1st payment$948.67$948.67$2,299.39
2nd payment$0.00$859.46$0.00
Taxes / mo$273.83$273.83$273.83
Insurance / mo$150.00$150.00$150.00
MI / mo$161.44$161.44$66.42
HOA / mo$0.00$0.00$0.00
Total monthly$1,533.95$2,393.41$2,789.65
Cash to close$165,820$36,900$36,900