Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$143,340$143,340$296,910
Remaining term (yrs)24.324.330.0
Secondary amount$0$153,570$0
Funding fee$717$717$0
Note rate2.770%2.770%7.400%
Blended rate2.770%5.475%7.640%
1st payment$673.71$673.71$2,055.74
2nd payment$0.00$1,023.80$0.00
Taxes / mo$82.50$82.50$82.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$59.38
HOA / mo$0.00$0.00$0.00
Total monthly$906.21$1,930.00$2,347.63
Cash to close$186,560$32,990$32,990