Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$842,707$842,707$1,035,000
Remaining term (yrs)26.626.630.0
Secondary amount$0$192,293$0
Funding fee$4,214$4,214$0
Note rate6.050%6.050%7.400%
Blended rate6.050%6.412%7.640%
1st payment$5,304.37$5,304.37$7,166.13
2nd payment$0.00$1,281.95$0.00
Taxes / mo$1,236.58$1,236.58$1,236.58
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$207.00
HOA / mo$0.00$0.00$0.00
Total monthly$6,757.62$8,039.57$8,826.38
Cash to close$307,293$115,000$115,000