Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$307,347$307,347$418,500
Remaining term (yrs)23.923.930.0
Secondary amount$0$111,153$0
Funding fee$1,537$1,537$0
Note rate3.180%3.180%7.400%
Blended rate3.180%4.460%7.640%
1st payment$1,527.06$1,527.06$2,897.61
2nd payment$0.00$741.02$0.00
Taxes / mo$466.00$466.00$466.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$83.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,159.73$2,900.75$3,613.98
Cash to close$157,653$46,500$46,500