Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$75,837	$75,837	$296,910
Remaining term (yrs)	26.4	26.4	30.0
Secondary amount	$0	$221,073	$0
Funding fee	$0	$0	$0
Note rate	6.330%	6.330%	7.400%
Blended rate	6.880%	7.528%	7.640%
1st payment	$492.47	$492.47	$2,055.74
2nd payment	$0.00	$1,427.76	$0.00
Taxes / mo	$444.25	$444.25	$444.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$36.35	$36.35	$59.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,123.07	$2,550.83	$2,709.38
Cash to close	$254,063	$32,990	$32,990