Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$182,431	$182,431	$233,910
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$51,479	$0
Funding fee	$0	$0	$0
Note rate	3.760%	3.760%	7.400%
Blended rate	4.610%	5.576%	7.640%
1st payment	$924.25	$924.25	$1,619.55
2nd payment	$0.00	$386.09	$0.00
Taxes / mo	$314.92	$314.92	$314.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$141.19	$141.19	$46.78
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,530.36	$1,916.45	$2,131.24
Cash to close	$77,469	$25,990	$25,990