Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$689,577$689,577$719,910
Remaining term (yrs)28.828.830.0
Secondary amount$0$30,333$0
Funding fee$3,448$3,448$0
Note rate6.850%6.850%7.400%
Blended rate6.850%6.941%7.640%
1st payment$4,570.43$4,570.43$4,984.51
2nd payment$0.00$227.50$0.00
Taxes / mo$386.50$386.50$386.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.98
HOA / mo$0.00$0.00$0.00
Total monthly$5,173.60$5,401.10$5,731.66
Cash to close$110,323$79,990$79,990