Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$93,879	$93,879	$148,500
Remaining term (yrs)	12.8	12.8	30.0
Secondary amount	$0	$54,621	$0
Funding fee	$0	$0	$0
Note rate	5.500%	5.500%	7.400%
Blended rate	6.350%	7.325%	7.640%
1st payment	$847.40	$847.40	$1,028.18
2nd payment	$0.00	$409.66	$0.00
Taxes / mo	$224.33	$224.33	$224.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$105.72	$105.72	$29.70
HOA / mo	$485.00	$485.00	$485.00
Total monthly	$1,812.45	$2,222.11	$1,917.22
Cash to close	$71,121	$16,500	$16,500