Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$62,432	$62,432	$198,000
Remaining term (yrs)	20.2	20.2	30.0
Secondary amount	$0	$135,568	$0
Funding fee	$0	$0	$0
Note rate	3.940%	3.940%	7.400%
Blended rate	4.790%	6.988%	7.640%
1st payment	$372.30	$372.30	$1,370.91
2nd payment	$0.00	$903.78	$0.00
Taxes / mo	$226.00	$226.00	$226.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$55.64	$55.64	$39.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$803.94	$1,707.73	$1,786.51
Cash to close	$157,568	$22,000	$22,000