Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$568,052$568,052$580,500
Remaining term (yrs)25.725.730.0
Secondary amount$0$44,698$0
Funding fee$2,840$2,840$0
Note rate5.230%5.230%7.400%
Blended rate5.230%5.715%7.640%
1st payment$3,344.36$3,344.36$4,019.26
2nd payment$0.00$442.32$0.00
Taxes / mo$439.19$439.19$439.19
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$116.10
HOA / mo$65.00$65.00$65.00
Total monthly$4,015.21$4,457.54$4,806.22
Cash to close$76,948$32,250$64,500