Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$14,186	$14,186	$167,400
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$153,214	$0
Funding fee	$0	$0	$0
Note rate	6.670%	6.670%	7.400%
Blended rate	7.220%	7.934%	7.640%
1st payment	$96.32	$96.32	$1,159.04
2nd payment	$0.00	$1,021.42	$0.00
Taxes / mo	$262.33	$262.33	$262.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$6.62	$6.62	$33.48
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$515.28	$1,536.70	$1,604.86
Cash to close	$171,814	$18,600	$18,600