Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$130,618$130,618$270,000
Remaining term (yrs)19.619.630.0
Secondary amount$0$139,382$0
Funding fee$0$0$0
Note rate3.710%3.710%7.400%
Blended rate4.560%6.336%7.640%
1st payment$778.30$778.30$1,869.43
2nd payment$0.00$929.21$0.00
Taxes / mo$385.50$385.50$385.50
Insurance / mo$150.00$150.00$150.00
MI / mo$119.63$119.63$54.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,433.43$2,362.64$2,458.93
Cash to close$169,382$30,000$30,000