Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$213,585	$213,585	$653,310
Remaining term (yrs)	19.7	19.7	30.0
Secondary amount	$0	$439,725	$0
Funding fee	$0	$0	$0
Note rate	3.600%	3.600%	7.400%
Blended rate	4.450%	6.671%	7.640%
1st payment	$1,256.89	$1,256.89	$4,523.39
2nd payment	$0.00	$2,839.89	$0.00
Taxes / mo	$409.30	$409.30	$409.30
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$195.82	$195.82	$130.66
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,078.67	$4,918.56	$5,280.01
Cash to close	$512,315	$72,590	$72,590