Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$148,578	$148,578	$315,000
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$166,422	$0
Funding fee	$0	$0	$0
Note rate	3.100%	3.100%	7.400%
Blended rate	3.950%	6.090%	7.640%
1st payment	$701.58	$701.58	$2,181.00
2nd payment	$0.00	$1,109.48	$0.00
Taxes / mo	$307.57	$307.57	$307.57
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$116.38	$116.38	$63.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,275.53	$2,385.01	$2,701.57
Cash to close	$201,422	$35,000	$35,000