Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$303,868$303,868$431,100
Remaining term (yrs)23.523.530.0
Secondary amount$0$127,232$0
Funding fee$0$0$0
Note rate3.290%3.290%7.400%
Blended rate4.140%5.279%7.640%
1st payment$1,545.02$1,545.02$2,984.85
2nd payment$0.00$848.22$0.00
Taxes / mo$426.00$426.00$426.00
Insurance / mo$166.67$166.67$166.67
MI / mo$250.20$250.20$86.22
HOA / mo$0.00$0.00$0.00
Total monthly$2,387.89$3,236.11$3,663.74
Cash to close$175,132$47,900$47,900