Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$9,074	$9,074	$377,883
Remaining term (yrs)	17.9	17.9	30.0
Secondary amount	$0	$368,809	$0
Funding fee	$0	$0	$0
Note rate	3.030%	3.030%	7.400%
Blended rate	3.880%	7.657%	7.640%
1st payment	$54.55	$54.55	$2,616.39
2nd payment	$0.00	$2,381.89	$0.00
Taxes / mo	$448.67	$448.67	$448.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$7.90	$7.90	$75.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$661.12	$3,043.01	$3,290.63
Cash to close	$410,796	$41,987	$41,987