Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$171,770$171,770$188,910
Remaining term (yrs)24.924.930.0
Secondary amount$0$27,635$0
Funding fee$0$0$0
Note rate2.880%2.880%7.400%
Blended rate3.730%4.859%7.640%
1st payment$803.87$803.87$1,307.97
2nd payment$0.00$273.47$0.00
Taxes / mo$2,041.50$2,041.50$2,041.50
Insurance / mo$150.00$150.00$150.00
MI / mo$137.15$137.15$37.78
HOA / mo$390.00$390.00$390.00
Total monthly$3,522.53$3,796.00$3,927.26
Cash to close$38,130$10,495$20,990