Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$337,992	$337,992	$486,000
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$148,008	$0
Funding fee	$0	$0	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	3.660%	4.982%	7.640%
1st payment	$1,603.13	$1,603.13	$3,364.97
2nd payment	$0.00	$986.72	$0.00
Taxes / mo	$652.33	$652.33	$652.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$276.00	$276.00	$97.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,698.13	$3,684.85	$4,281.17
Cash to close	$202,008	$54,000	$54,000