Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$267,587	$270,000
Remaining term (yrs)	26.0	30.0
Secondary amount	$0	$0
Funding fee	$1,338	$0
Note rate	6.290%	7.400%
Blended rate	6.290%	7.640%
1st payment	$1,739.49	$1,869.43
2nd payment	$0.00	$0.00
Taxes / mo	$262.67	$262.67
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$54.00
HOA / mo	$337.00	$337.00
Total monthly	$2,489.16	$2,673.09
Cash to close	$32,413	$30,000