Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$166,503	$166,503	$287,910
Remaining term (yrs)	20.1	20.1	30.0
Secondary amount	$0	$121,407	$0
Funding fee	$0	$0	$0
Note rate	3.520%	3.520%	7.400%
Blended rate	4.370%	5.901%	7.640%
1st payment	$959.13	$959.13	$1,993.43
2nd payment	$0.00	$809.38	$0.00
Taxes / mo	$307.08	$307.08	$307.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$150.92	$150.92	$57.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,567.14	$2,376.52	$2,508.10
Cash to close	$153,397	$31,990	$31,990