Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$199,614$199,614$394,200
Remaining term (yrs)22.922.930.0
Secondary amount$0$194,586$0
Funding fee$0$0$0
Note rate3.800%3.800%7.400%
Blended rate4.650%6.304%7.640%
1st payment$1,085.83$1,085.83$2,729.36
2nd payment$0.00$1,297.24$0.00
Taxes / mo$239.92$239.92$239.92
Insurance / mo$150.00$150.00$150.00
MI / mo$165.06$165.06$78.84
HOA / mo$65.00$65.00$65.00
Total monthly$1,705.81$3,003.05$3,263.12
Cash to close$238,386$43,800$43,800