Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$5,323	$5,323	$337,500
Remaining term (yrs)	37.7	37.7	30.0
Secondary amount	$0	$332,177	$0
Funding fee	$0	$0	$0
Note rate	7.170%	7.170%	7.400%
Blended rate	7.720%	7.750%	7.640%
1st payment	$34.09	$34.09	$2,336.78
2nd payment	$0.00	$2,145.31	$0.00
Taxes / mo	$639.67	$639.67	$639.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$2.46	$2.46	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$826.22	$2,971.53	$3,193.95
Cash to close	$369,677	$37,500	$37,500