Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$122,809$122,809$247,500
Remaining term (yrs)23.023.030.0
Secondary amount$0$124,691$0
Funding fee$0$0$0
Note rate3.610%3.610%7.400%
Blended rate4.460%6.243%7.640%
1st payment$652.56$652.56$1,713.64
2nd payment$0.00$831.27$0.00
Taxes / mo$262.83$262.83$262.83
Insurance / mo$150.00$150.00$150.00
MI / mo$101.54$101.54$49.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,166.94$1,998.21$2,175.97
Cash to close$152,191$27,500$27,500