Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$232,694	$232,694	$287,100
Remaining term (yrs)	27.7	27.7	30.0
Secondary amount	$0	$54,406	$0
Funding fee	$0	$0	$0
Note rate	7.060%	7.060%	7.400%
Blended rate	7.610%	7.873%	7.640%
1st payment	$1,593.66	$1,593.66	$1,987.82
2nd payment	$0.00	$408.05	$0.00
Taxes / mo	$317.08	$317.08	$317.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$109.13	$109.13	$57.42
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,169.87	$2,577.91	$2,512.33
Cash to close	$86,306	$31,900	$31,900