Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$86,510$86,510$124,650
Remaining term (yrs)26.926.930.0
Secondary amount$0$38,140$0
Funding fee$0$0$0
Note rate6.810%6.810%7.400%
Blended rate7.360%7.862%7.640%
1st payment$584.36$584.36$863.05
2nd payment$0.00$286.05$0.00
Taxes / mo$59.67$59.67$59.67
Insurance / mo$150.00$150.00$150.00
MI / mo$41.04$41.04$24.93
HOA / mo$0.00$0.00$0.00
Total monthly$835.06$1,121.11$1,097.65
Cash to close$51,990$13,850$13,850