Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$360,179$360,179$395,910
Remaining term (yrs)28.028.030.0
Secondary amount$0$35,731$0
Funding fee$0$0$0
Note rate6.500%6.500%7.400%
Blended rate7.050%7.226%7.640%
1st payment$2,325.56$2,325.56$2,741.20
2nd payment$0.00$267.98$0.00
Taxes / mo$397.50$397.50$397.50
Insurance / mo$150.00$150.00$150.00
MI / mo$168.63$168.63$79.18
HOA / mo$0.00$0.00$0.00
Total monthly$3,041.69$3,309.67$3,367.88
Cash to close$79,721$43,990$43,990