Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$38,555$38,555$324,000
Remaining term (yrs)17.917.930.0
Secondary amount$0$285,445$0
Funding fee$0$0$0
Note rate4.140%4.140%7.400%
Blended rate4.990%7.422%7.640%
1st payment$253.48$253.48$2,243.31
2nd payment$0.00$1,843.50$0.00
Taxes / mo$491.83$491.83$491.83
Insurance / mo$150.00$150.00$150.00
MI / mo$36.98$36.98$64.80
HOA / mo$0.00$0.00$0.00
Total monthly$932.30$2,775.79$2,949.94
Cash to close$321,445$36,000$36,000