Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$282,738$282,738$476,910
Remaining term (yrs)23.123.130.0
Secondary amount$0$194,172$0
Funding fee$1,414$1,414$0
Note rate3.780%3.780%7.400%
Blended rate3.780%5.498%7.640%
1st payment$1,524.61$1,524.61$3,302.03
2nd payment$0.00$1,294.48$0.00
Taxes / mo$471.82$471.82$471.82
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$95.38
HOA / mo$303.00$303.00$303.00
Total monthly$2,466.09$3,760.57$4,338.90
Cash to close$247,162$52,990$52,990