Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$125,328	$125,328	$656,910
Remaining term (yrs)	13.5	13.5	30.0
Secondary amount	$0	$531,582	$0
Funding fee	$0	$0	$0
Note rate	4.750%	4.750%	7.400%
Blended rate	5.600%	7.340%	7.640%
1st payment	$1,044.89	$1,044.89	$4,548.31
2nd payment	$0.00	$3,433.14	$0.00
Taxes / mo	$580.08	$580.08	$580.08
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$141.88	$141.88	$131.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,983.52	$5,416.65	$5,476.44
Cash to close	$604,572	$72,990	$72,990