Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$234,725$234,725$301,500
Remaining term (yrs)24.024.030.0
Secondary amount$0$66,775$0
Funding fee$1,174$1,174$0
Note rate2.890%2.890%7.400%
Blended rate2.890%4.243%7.640%
1st payment$1,125.62$1,125.62$2,087.53
2nd payment$0.00$500.81$0.00
Taxes / mo$295.17$295.17$295.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$60.30
HOA / mo$435.00$435.00$435.00
Total monthly$2,005.78$2,506.60$3,027.99
Cash to close$100,275$33,500$33,500